Terms of Service

Planned Companies Terms Of Service

 

  1. Terms

 

By accessing the website at https://www.plannedcompanies.com, you agree to be bound by these Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

 

  1. Use License

 

(a)   Permission is granted to temporarily download one copy of the materials (information or software) on Planned Companies’ website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

(i)  modify or copy the materials;

(ii)   use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

(iii)   attempt to decompile or reverse engineer any software contained on Planned Companies’ website;

(iv)   remove any copyright or other proprietary notices from the materials; or

(v)   transfer the materials to another person or “mirror” the materials on any other server.

 

(b)   This license shall automatically terminate if you violate any of these restrictions and may be terminated by Planned Companies at any time. Upon terminating your license to access and view these materials, you must destroy any downloaded materials in your possession, whether in electronic or printed format.

 

  1. User Account, Password and Security.

 

(a)  User AccountFor certain types of features available through our website, we require the use of encryption technologies provided for your protection and/or your use of a UserID and password after setting up a User Account.  We use reasonable precautions to protect the privacy of your UserID, password and User Account information by utilizing a Secure Socket Layer (“SSL”) connection.  Accordingly, your UserID, password and User Account information are encrypted using an SSL connection and are not expected to be read in an intelligible form as they travel to our website.  You, however, are ultimately responsible for protecting your UserID, password and User Account information from disclosure to third parties, and you are not permitted to circumvent the use of required encryption technologies.  You agree to (i) immediately notify Planned Companies of any unauthorized use of your UserID, password or User Account, or any other breach of security, and (ii) ensure that you exit from your User Account at the end of each session.  While we provide certain encryption technologies and use other reasonable precautions to protect your confidential information and provide suitable security, we do not and cannot guarantee or warrant that information transmitted through the internet is secure, or that such transmissions are free from delay, interruption, interception or error.

 

(b)  Accurate Information.  In creating and using your User Account for our website, you agree to:  (i) provide true, accurate, current and complete information about yourself on any registration form required for our website (such information being the “Registration Data”); and (ii) maintain and promptly update the Registration Data to keep it true, accurate, current and complete.  If you provide any information that is untrue, inaccurate, not current or incomplete, or if Planned Companies has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, then we have the right to suspend or terminate your User Account and refuse any and all current or future use of your User Account.

 

(c)  Non-Transferability Of User Account.  User Accounts and UserIDs are non-transferable, and all users are obligated to take preventative measures to prohibit unauthorized users from accessing our website with his or her UserID and password.

 

  1. Disclaimers

 

(a)   The materials on Planned Companies’ website are provided on an “as is”  and “as available” basis. Planned Companies makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

 

(b)  Planned Companies does not guarantee that you will be able to access or use our website at times or locations of your choosing, or that we will have adequate capacity for the website as a whole or in any specific geographic area.

 

(c)   Further, Planned Companies does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

 

  1. Limitations

 

In no event shall Planned Companies or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Planned Companies’ website, even if Planned Companies or a Planned Companies authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

 

  1. Accuracy Of Materials

 

The materials appearing on Planned Companies’ website could include technical, typographical, or photographic errors. Planned Companies does not warrant that any of the materials on its website are accurate, complete or current. Planned Companies may make changes to the materials contained on its website at any time without notice. However, Planned Companies does not make any commitment to update the materials.

 

  1. Indemnification.

 

You agree to defend, indemnify and hold harmless Planned Companies and its directors, officers, employees and agents from and against any and all claims, demands, suits, proceedings, liabilities, judgments, losses, damages, expenses and costs (including without limitation reasonable attorneys’ fees) assessed or incurred by Planned Companies, directly or indirectly, with respect to or arising out of:  (a) your failure to comply with these Terms of Service; (b) your breach of your obligations under these Terms of Service; and/or (c) your use of the rights granted hereunder, including, but not limited to, any claims made by any third parties.

 

  1. Network Access and Devices.

 

You are responsible for establishing such procedures as you deem appropriate to verify the accuracy of data that you transmit using our website, and we will have no obligation to verify the accuracy of that data.  You are responsible for obtaining the data network access necessary to use our website.  If you are accessing our website on your mobile device, your network’s data and messaging rates and fees may apply.  You are responsible for acquiring and updating compatible hardware or devices necessary to access and use our website and any updates thereto.  We do not guarantee that our website, or any portion thereof, will function on any particular hardware or devices.  In addition, our website may be subject to malfunctions and delays inherent in the use of the Internet and electronic communications.

 

  1. Links

 

Planned Companies has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Planned Companies of the site. Use of any such linked website is at the user’s own risk.

 

  1. Privacy.

 

Personal information that you provide about yourself will be handled in accordance with Planned Companies’ Privacy Policy, available at https://www.plannedcompanies.com/privacy-policy/.

 

  1. Modifications

 

Planned Companies may revise these Terms of Service at any time without notice. By using this website, you agree to be bound by the then current version of these Terms of Service.

 

  1. Governing Law

 

These Terms of Service are governed by and construed in accordance with the laws of the State of New Jersey and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

 

  1. Local Laws.

 

Planned Companies makes no representation that content or materials on our website are appropriate or available for use in jurisdictions outside the United States, or that the use of our services is lawful in all jurisdictions.  Access to our website and use of our services from jurisdictions where such access is illegal is prohibited.  If you choose to access our website or use our services from other jurisdictions, you do so on your own initiative and are responsible for compliance with applicable local laws.  Planned Companies is not responsible for any violation of law.  You may not use or export any content or materials in our website in violation of U.S. export laws and regulations.  You agree to comply with all applicable laws regarding the transmission of technical data exported from the United States and the country in which you reside (if different from the United States).

 

Your Consent To This Agreement

 

By accessing and using our website, you consent to and agree to be bound by the foregoing Terms of Service.  If we decide to change these Terms of Service, we will make an effort to post those changes on this page so that you will always be able to understand the terms and conditions that apply to your use of our website and our services.

 

If you have additional questions or comments of any kind, or if you see anything on our website that you think is inappropriate, please let us know by email at marketing@plannedcompanies.com.

 

Copyright © 2020.  Planned Companies  All Rights Reserved.

Effective as of: January 1, 2020

Last updated: January 20, 2020

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